Highlights

  • Deep understanding of client goals and risk tolerance
  • Ongoing financial planning and advice
  • Fully-diversified portfolios to meet every investor’s long-term goals and risk style, from conservative to aggressive
    Asset Allocation Strategy
  • Investments regularly screened for ethical (halal) compliance
  • Regular rebalancing of assets to reflect your needs and investment goals
  • Online access allowing clients to view holdings, transactions and performance
  • Online consolidated year-end tax statement
  • Minimum account size – $500,000
  • Simple and cost-effective price – one annual fee based on account value

Ethical Wrap Program

Watch the Azzad Ethical Wrap Program Presentation.

As your wealth grows, your family's needs become more complex, and your financial life requires more attention. The experienced, professional investment team at Azzad Asset Management can help you manage your wealth while staying in harmony with the values you cherish.

Our solution — the Ethical Wrap Program — combines world-class money managers, asset allocation and financial planning expertise with ethical screening and efficient back-office brokerage technology to provide you with a smarter way to invest.

Your Ethical Wrap account may contain a well-diversified set of portfolios allowing you to invest in a variety of asset classes, including domestic and international stocks, REITs and more. Top money managers with proven track records and who specialize in their asset class manage each portfolio.

Personal, visionary planning

Best of all, we help you build your wealth based on a truly ethical investment philosophy. Your adviser shares your values enabling them to address success at all levels. We’ll apply a host of tools to better understand your needs and goals and provide a comprehensive financial plan to help you achieve them.

In designing the portfolio right for you, we will:

  • Target an optimal asset allocation strategy for the best risk/return combination
  • Forecast future wealth using Monte Carlo efficient frontier graphs
  • Provide a cash flow report
  • Include companies we believe have strong fundamentals, but do not harm society
  • Exclude companies that profit from alcohol, tobacco, gambling, meat products and others
  • Consider taxes, inflation and ongoing savings to determine if your long-term needs and goals will be met

Read more about the Ethical Wrap Program and our world-class portfolio managers in our brochure.

Note: For more complete guidance on your particular financial situation, please consult your tax adviser or speak with an Azzad investment adviser at 888-862-9923. Please request and read our firm’s Part 2A of Form ADV, your representative’s Part 2B of Form ADV and the Ethical Wrap Program’s brochure (Appendix 1 of Form ADV) before you invest. Asset allocation cannot guarantee results, and you may still lose money in a declining market. Azzad Asset Management does not provide tax or legal advice.

Investment Firms Participating in Azzad’s Ethical Wrap Program

The Ethical Wrap Program’s money managers are experienced professionals who are committed to investing your money according to our ethical investment guidelines. They use our proprietary software to identify acceptable companies and then use their own investment analysis to identify those that are promising. In addition, Azzad’s internal investment team manages various portfolios in the wrap program including the real estate investment trust (REITs) and Azzad Wise Capital Fund.

Azzad’s investment team oversees the following managers, subject to continual due diligence and review: